MONEY4U payroll services offer a free and simple way of building financial resilience in the workplace. Provided by Leeds Credit Union (LCU), MONEY4U offers your employees affordable loans and savings directly from their salary to help at every life stage. Our team are also on hand via the phone, email or via webchat to support employees with any budgeting and money queries, and can guide to appropriate support if needed.

We know from our recent work with the Money and Pensions Service that financial worries can have negative impact on our wellbeing – and worklife. Productivity, performance, decision making and attendance can all be affected. MONEY4U is a free service to businesses which can help improve the financial health of your employees whether they’re just starting out on their life journey or approaching retirement.

When over half of workers report that their current financial situation is a real worry, payroll scheme like Money4U can make a big difference.



55% of employees would like a savings and borrowing solution provided by their employer. By using a credit union, employees can save through their payroll and have the opportunity to borrow money at a competitive rate.”

Chartered Institute of Payroll Professionals (CIPP)

Some of our existing employer partners

A simple way to save 4 tomorrow

Saving through payroll deduction is easy and lets employees build up a nest-egg direct from their salary which can protect against financial setbacks. Regular saving is one of the first steps towards good financial health.


Loans 4 life’s ups and downs

LOANS4U provides an affordable alternative to high street and high interest lenders. By offering a convenient way to repay, it gives you more financial control.


Financial support 4 your local community

MONEY4U is provided by Leeds Credit Union, an ethical community-owned financial services provider. The money that comes in from our savings and loans goes out to do good in the local community.



Planning 4 the future

To help employees with financial planning and budgeting we’re making available a free range of online tools. A practical way to support their financial wellbeing.